The 401(k) Shield Process

When dealing with regulations, prudence is process—but only if you can prove it.  The 401(k) Shield is a three year cyclical process designed to provide the trustee with direction and documentation in fulfilling your responsibilities to the participants of your plan.  Our Accredited Investment Fiduciaries (AIF®) will guide you as you

Organize

• Identify and document plan goals and objectives
• Define and document investment criteria
• Establish a schedule

Formalize

• Create an Investment Policy Statement based on plan criteria.
• Evaluate and document your current plan in light of plan criteria.
• Prepare a written report and recommendations.

Implement

• Make or recommend adjustments to plan
• Develop transition plan (if applicable)
• Schedule 401(k) Shield activities.
• Maintain documentation of trustee actions and decisions.
• Retain Independent Fiduciary for evaluation of funds in plan. (optional)