by saratyler | Oct 26, 2017 | 401(k) Shield
Simple Plans are cheap! That is why most employers use them. There are no filing or testing requirements, and little administrative costs. Things change! As your business (and profits) grow and the needs of your team change, a SIMPLE may not fit as well as it once...
by saratyler | Apr 12, 2017 | 401(k) Shield
Winners and losers are difficult to pick in the NBA or NFL, but in my 27 years in the financial planning business I have noticed one almost sure thing. People who use their 401 (k)’s effectively are more likely to retire financially independent. A recent survey by...
by saratyler | Mar 21, 2017 | 401(k) Shield
We all have “idiot lights” on the control console of our car. Most of us have had the check engine light come on and thought, “Everything seems fine, I will deal with it later.” Sometimes that works out, sometimes it doesn’t. There are a few warning signs that your...
by saratyler | Feb 13, 2017 | 401(k) Shield
“If you don’t know where you are going you might end up somewhere else.” Yogi Berra People who are on the right track for retirement are different. According to a study by Lincoln Financial: 71% have created a financial plan; 98% are focused on the future; and, 78%...
by saratyler | Jan 10, 2017 | 401(k) Shield
My brother had a saying that being a good employee didn’t pay better—but it did pay longer. That is true not just for the employee, but also for the employer. The impact to the bottom line of a happy employee compared to that of a disgruntled one or even more,...
by saratyler | Dec 8, 2016 | 401(k) Shield
An attorney friend of mine often repeated the story of the lawyer who saw an auto accident. He said, “I saw the whole thing! I can represent either side!” In the past year or so upwards of $60 Million have been paid in settlements from retirement plans after the...
